How Do I Afford A Home On A $50k Income?
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YouTubeReal Estate The Ramsey Way
How Do I Afford A Home On A $50k Income?
Don’t let the pressure to buy now push you into a mortgage you can’t afford. Your number-one wealth-building tool is your income. Focus on growing it and saving for a bigger down payment so your mortgage fits your budget. A little patience now can help make your future home a blessing, not a burden. Next steps: • 🏠Not sure what to do ...
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Estate Planning
That home that’s been sitting on the market for 30 days? That’s your opportunity. Here’s a strategy many buyers don’t know about: Instead of asking the seller to drop their price, offer full asking price and ask for seller concessions instead. Real example: Home price: $2,350,000 You offer: $2,350,000 (full price) You ask for: 3% in concessions = $70,500 back at closing That $70,500 covers your closing costs and/or can go towards points to reduce your mortgage rate - meaning you keep that cash
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That home that’s been sitting on the market for 30 days? That’s your opportunity. Here’s a strategy many buyers don’t know about: Instead of asking the seller to drop their price, offer full asking price and ask for seller concessions instead. Real example: Home price: $2,350,000 You offer: $2,350,000 (full price) You ask for: 3% in concessions = $70,500 back at closing That $70,500 covers your closing costs and/or can go towards points to reduce your mortgage rate - meaning you keep that cash
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🏡 JUST LISTED 1619 Rose Colored Lane $1776 (Price reflects nostalgia, not condition) Property Highlights * Historic charm * Fresh interior paint * Updated kitchen * Beautiful landscaping * Spacious upstairs Known Issues * Foundation cracked * Basement contains centuries of deferred maintenance * Multiple structural problems concealed behind cosmetic renovations * Seller prefers “as-is” offers #realestate #americanhistory #inspectionready #historytok #fyp
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🏡 JUST LISTED 1619 Rose Colored Lane $1776 (Price reflects nostalgia, not condition) Property Highlights * Historic charm * Fresh interior paint * Updated kitchen * Beautiful landscaping * Spacious upstairs Known Issues * Foundation cracked * Basement contains centuries of deferred maintenance * Multiple structural problems concealed behind cosmetic renovations * Seller prefers “as-is” offers #realestate #americanhistory #inspectionready #historytok #fyp
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That home that’s been sitting on the market for 30 days? That’s your opportunity. Here’s a strategy many buyers don’t know about: Instead of asking the seller to drop their price, offer full asking price and ask for seller concessions instead. Real example: Home price: $2,350,000 You offer: $2,350,000 (full price) You ask for: 3% in concessions = $70,500 back at closing That $70,500 covers your closing costs and/or can go towards points to reduce your mortgage rate - meaning you keep that cash
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