Thinking you'll move or refinance in the next 5–10 years? An adjustable-rate mortgage (ARM) could be your smartest financial move! ARMs offer key advantages that could put more money in your pocket today. | The Richard Woodward Team Nexa Mortgage
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This or That: Fixed vs. Adjustable Mortgage 🏡💭 🔹 Fixed Rate Mortgage or 🔹 Adjustable Rate Mortgage ✨ Here’s the difference: 📌 Fixed Rate = Same interest rate for the life of the loan. Predictable payments, long-term peace of mind. 📌 Adjustable Rate (ARM) = Lower rate upfront, but it can change over time based on the market. 💡 Which makes sense in Colorado Springs right now? • Planning to stay long-term? Fixed may offer stability 🛡️ • Buying short-term or expecting a refinance? An ARM cou
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Mortgage applications rose 5.4% last week, driven by a 27% increase in refinance activity as interest rates decreased for the third consecutive week. Purchase applications, while down 4% from the previous week, were still 4% higher than the same week in 2023. The decline in adjustable-rate mortgage activity and slight increase in government loan activity were also noted. #homes #realestate #realestateagent #broker #usnews | Tristan Ahumada | Facebook
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