Sep 30, 2025 · If charitable giving is part of your financial plan, a qualified charitable distribution (QCD) can further your philanthropic goals and help reduce the tax hit from your RMD.

Starting at age 70½, a QCD is a direct transfer of money from your IRA provider, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions …

What is a QCD? A qualified charitable distribution (QCD) is an individual retirement account (IRA) withdrawal that goes directly to charity and is excluded from the donor's taxable income.

Dec 19, 2024 · Understanding how a qualified charitable distribution (QCD) works is important. Not only could the donation lead to several tax benefits, but the money donated may …

Aug 23, 2025 · The QCD rule allows owners of a traditional IRA to exclude RMDs from their adjusted gross income (AGI) if they give the money to an approved charity, also known as a …

Jan 4, 2025 · A Qualified Charitable Distribution (QCD) is a financial tool used in charitable giving. It allows individuals aged 70½ and older to donate directly from their IRAs.

Aug 25, 2025 · A Qualified Charitable Distribution (QCD) is a distribution from an individual’s IRA that is transferred directly to a qualified charity. It is not counted as taxable income as long as …

A qualified charitable distribution (QCD) is not subject to ordinary federal income taxes – the amount is simply excluded from your taxable income. In general, QCDs must be reduced by …

A qualified charitable distribution (QCD) allows individuals who meet a certain criteria to donate to one or more charities they care about directly from a taxable IRA instead of taking their …

Nov 28, 2025 · It is important to note that to be a valid QCD, the funds must be paid directly from your IRA custodian to the qualified charitable organization. The QCD money is a direct transfer …