Individual 401 (k) Plans: Self-Employed 401 (k) Options With traditional and Roth Individual 401 (k) plans, you can make substantial contributions toward your retirement while receiving many …

Aug 26, 2025 · Learn about Internal Revenue Code 401 (k) retirement plans and the tax rules that apply to them.

Jun 3, 2025 · With a solo 401 (k), you can’t have any employees—only you (and your spouse!) are eligible. Because you can add contributions as an employee and as an employer, you may …

Jan 8, 2025 · What are personal 401 (k) plans? A personal 401 (k) plan is also called an individual or solo plan. With these plans you are both the employee and employer. You can contribute …

What is a 401 (k)? A 401 (k) is a convenient way to save for your retirement because contributions can be automatically deducted on a pretax basis from your paycheck. If your employer offers a …

Dec 23, 2025 · There are two basic types of 401 (k)—traditional and Roth—which differ primarily in how they’re taxed. Employer contributions can be made to both traditional and Roth 401 (k) …

Nov 4, 2024 · Learn about 401(k) plan benefits, contribution limits, and how to maximize your 401(k) in 2024 and 2025. Discover employer matches and tax advantages.

Dec 10, 2025 · A 401 (k) allows employees to save and invest a portion of their paycheck before taxes are taken out. These benefits include potential employer match contributions, tax …

Dec 11, 2025 · Here is a list of our partners. A 401 (k) plan is a tax-advantaged retirement account employers offer to help their employees save for retirement. Many, or all, of the …

There are two main types of 401 (k) plans: traditional and Roth, each with different tax rules. 401 (k) plans allow employees control over and responsibility for their retirement savings. Let’s …