3 days ago · Due to mortgage insurance, FHA loan APRs may appear higher than those for comparable conventional loans. Strengthening your credit and making a larger down payment can help lower your...

2 days ago · Compare FHA rates. An FHA loan is a mortgage insured by the Federal Housing Administration. Check our rates and lock in your rate.

3 days ago · Looking for a FHA loan? Compare today's FHA mortgage rates and offers from top lenders and find the right lender for you.

Dec 23, 2025 · FHA loan rates are influenced by multiple factors, including economic conditions and personal creditworthiness. The average FHA loan rate for a 30-year mortgage is 5.99% in December …

2 days ago · FHA loans have very competitive rates, at least on the surface. Looking at loan options side by side, you might note that FHA mortgage rates are close to conventional rates. Usually...

1 day ago · As of January 2, 2026, current 30-Year FHA mortgage rates are 5.875%. There are less strict credit score and debt-to-income ratio requirements than conventional loans. FHA loans aim to …

4 days ago · FHA 30-year loan rates vary by state, credit score, and down payment amount. Rates change daily based on economic conditions, the FHA and market demand. Click on a state to see all …

Dec 10, 2025 · These rates dictate your monthly mortgage payments and influence the overall cost of your home. The rates posted below are an indication of where the market for FHA mortgage rates is …

Estimate your budget for a home, and the loan amount, monthly payment and interest rate you could prequalify for. If you’re watching rates, what you see is rarely what you’ll get. Start an application or …