What is a Debt-to-Income Ratio? Debt-to-income ratio (DTI) is the ratio of total debt payments divided by gross income (before tax) expressed as a percentage, usually on either a monthly or annual basis.

Your debt-to-income ratio (DTI) compares how much you owe each month to how much you earn. Specifically, it’s the percentage of your gross monthly income (before taxes) that goes towards …

Use this calculator to compute your personal debt-to-income ratio, a figure as important as your credit score which provides a snapshot of your overall financial health.

Apr 9, 2025 · Your debt-to-income ratio shows how much of your gross monthly income goes toward debt payments. For example, a DTI of 25% means that 25% of your gross income goes toward …

Aug 28, 2023 · Your debt-to-income ratio (DTI) is all your monthly debt payments divided by your gross monthly income. This number is one way lenders measure your ability to manage the monthly …

Jun 17, 2025 · Calculating DTI involves dividing total monthly debt by total monthly income to gauge financial stretch. There are lots of important signals that can help assess the financial health of both...

Debt-to-income ratio, or DTI, divides your total monthly debt payments by your gross monthly income. The resulting percentage is used by lenders to assess your ability to repay a loan.

Your debt-to-income ratio (DTI) measures your monthly debt payments relative to your monthly income. It can have a big impact on whether you get approved for a loan and the interest rate you end up …

What does debt to income ratio mean? The debt-to-income ratio (DTI) measures how much of your monthly income goes toward paying debts. It’s an important number that lenders use to decide if you …

Calculate your debt-to-income ratio to determine your eligibility for a mortgage or pay down debt to buy the home of your dreams.