Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Check out Money’s picks for the best banks for high-yield savings accounts in 2026.

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

A high-yield savings account can help you earn the most on your savings ...

High-yield savings accounts have historically offered savers two primary benefits – an elevated rate of return on their money and the flexibility to bank as they would with a traditional account.

To ensure that your cash is getting the best return, compare the options among high-yield savings accounts and C.D.s. By Ann Carrns With more interest rate cuts a possibility, it may be a good time to ...