Rates will continue to trend lower. Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

5 pros offer their certificate of deposit predictions for February — and beyond ...

Today’s CD rates for January 30, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

3 Unexpected Benefits of Choosing CDs Over Other Savings Accounts

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn why a CD might be your best move today.

Best CD Rates Today, Jan. 30, 2026: Fed Held Rates Steady This Month -- Snag a 4.00% or Higher APY While You Can

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return as we head further into the new year.

High-Yield Savings Account Rates Today: January 30, 2026 – Rates Are Steady

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Money Market Interest Rates Today: January 30, 2026 – Earn Up To 4.22%

The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the ...