As many as 21 per cent say they don't know where all of their pensions are, according to figures from Hargreaves Lansdown, while a further 14 per cent said they were unsure.

Pension applicants can now easily track their application status online. This eliminates repeated visits to government offices. Applicants need their pension application number, Aadhaar, or PAN ...

A new database or 'Retirement Savings Lost and Found' is in the works. But other options exist now for finding lost pension and 401(k) money, too.

I worked for a well-known company 40 years ago, which has been taken over several times. How do I find my pension?