Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.

While there are multiple ways to tap into your home equity, from cash-out refinancing to reverse mortgages, two of the more attractive options right now are home equity loans and

Home equity loans and home equity lines of credit are both tools that provide homeowners with financial access. Understanding the differences can help you decide which is best for your situation and aligns best with your financial goals.

Deciding between home equity loan vs HELOC? Learn the difference between the two and when you may want to choose one over the other.

Home equity rates have dropped since the Fed's last meeting. Here's what they could do in the future, experts say.

There are two types of second mortgages that allow you to leverage the value of your home: the home equity loan and home equity line of credit.