Learn about the difference between Life Insurance and 401(k) plans. Know about their definition, benefits, risks and how they ...

Using a life insurance policy with a cash value can provide another income stream during retirement. However, this is a more complex form of retirement saving that you’ll want to approach carefully.

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

The answers vary by individual, of course, but they have led to the creation of a one-size-fits-all solution known as the 4% ...

Without a well-defined plan for spending in retirement, Americans could be facing unexpected and unnecessary stress. An ...

You can stress test your retirement plan, just as your doctor can challenge your heart function or a bank can run scenarios that might cause it to fail. A retirement plan is only as good as its ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Retirement often feels like the light at the end of the tunnel — a time to ...