A Roth conversion can be one of the most powerful tools in retirement planning. By paying taxes strategically today, you can ...

A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works ...

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

Roth conversions get major coverage from the popular press these days. Yet despite the hoopla, many of your prospective and existing clients harbor misguided beliefs about this potentially valuable ...

High earners executing the backdoor Roth IRA often trigger an unnecessary tax bill through a single timing mistake. The strategy itself remains sound and legal as of mid-2026, with the IRS continuing ...

The impact of a Roth conversion on a portfolio can be immense over time, to the tune of tens or even hundreds of thousands of dollars If you decide a Roth conversion is worth it for you, it is ...

Richard A. Behrendt, J.D., First Vice President, Senior Estate Planner, and Blake Panosh, First Vice President, Insurance and Annuity Manager, Robert W. Baird & Co. At the beginning of 2010, a tax law ...

With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire at the end of this year, financial advisors and tax professionals find themselves in a familiar position—navigating uncertainty. Tax laws are ...

Clark Howard, the consumer advocate behind The Clark Howard Show, has told high-earning listeners to think twice before ...

A perfectly legal, advisor-approved tax move can trigger a Medicare bill two years later that has nothing to do with your income at the time, and once it hits there is no appeal available. Why appeals ...

Question: “My 401(k) is held with a large financial services company. Last month – with a mix of pretax, post-tax, and Roth funds (including approximately $20,000 in post-tax contributions) – I ...

Opening a Roth IRA is a smart financial move, but it’s easy to get wrong. From skipping key setup steps to making costly investment mistakes, even well-meaning investors can sabotage their growth.