Converting a traditional IRA or 401(k) to a Roth account can save retirees thousands in taxes over their lifetime, but only ...

Quick ReadMedicare's two-year income lookback means Roth conversions completed before age 63 never trigger IRMAA surcharges, ...

Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

A 58-year-old engineer earning $310,000, with $1.4 million already stacked in a 401(k), asks a familiar question on retirement forums every spring: how do I get money into a Roth IRA when the IRS says ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

The five years around age 60 hold an unusual amount of tax leverage. Contribution limits change, Roth conversion windows open ...

Discover how the Roth conversion strategy can save you a lot of money in retirement and best practices to follow.

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

Retirement planning is well worth the effort, and if you have a large 401(k), here's what you should consider.

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Traditional IRAs and Roth IRAs function in the same way as traditional 401(k) and Roth 401(k) plans, respectively, but knowing the difference is vital. Traditional retirement plans are tax-deferred, ...