The Importance of Retirement Planning As we move into 2026, the landscape of retirement planning continues to evolve. With increasing life expectancies and changing economic conditions, it is more ...

A retirement portfolio that's too conservative can backfire. But if you know the appropriate amount of risk for your age, you ...

Fact checked by Vikki Velasquez Key Takeaways Outdated return assumptions can distort your 401(k) projections, leaving you underprepared for retirement.Market forecasts for a 60/40 portfolio are lower ...

11 August 2025, Baden-Württemberg, Rottweil: The logo of the cryptocurrency Bitcoin can be seen on the display of a smartphone. Bitcoin is currently scratching record highs. Photo: Silas Stein/dpa ...

Question: “When is a good time to plan and adjust your portfolio for retirement? Should you work with your adviser for 1, 3, 5 or more years leading up to it?” (Looking for an adviser? You can use ...

Question: I've always had a traditional retirement portfolio that I split between stocks and bonds. But as market volatility continues to be a concern, I notice alternative investments such as gold, ...

Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. But that ...

Elizabeth Guevara is a journalist working to explain the world of business and economics and how it impacts your finances. She joined Investopedia in 2024 as a breaking news writer covering personal ...

Even post-retirement, at least 30–35% equity exposure is necessary. The best way is through Systematic Withdrawal Plans from ...