Forbes contributors publish independent expert analyses and insights. author of Chained to the Desk in a Hybrid World: A Guide to Balance. A new study by DJC Law sought to identify the most dangerous ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Texas, Georgia and Illinois are the three worst states for natural disasters. Hawaii, Alaska and Maine are the three states with the fewest natural disasters. Natural disaster frequency and losses are ...

Federal student loan borrowers affected by the wildfires ripping across Southern California have options if they're worried about paying their bills. The same holds true for other people with ...

Climate change is causing more frequent and devastating natural disasters. The goal of this paper is two-fold. First, it examines the dynamic effects of natural disasters on the growth of output and ...