Life insurance is a valuable tool that provides a financial safety net for your loved ones after you die. As long as you make your monthly payments and keep your policy in force, you can rest assured ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...

Insurers are using new tools and resources to assess your health and risks when setting life insurance rates Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...

No-exam life insurance uses an application process that doesn’t require a life insurance medical exam. It’s a way for insurers to expedite their application approvals and provide convenience for ...

You can get a life insurance policy that lets you skip the medical exam starting at $119 per month. No medical exam life insurance — also called simplified issue life insurance — offers coverage ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Yasmin Ghahremani is a full-time Associate Editorial Director at Investopedia, ...

Legal & General America and Lincoln Financial are the best no-exam life insurance companies, according to our analysis. These companies both offer competitive rates and important coverage features, ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Getting life insurance usually requires a medical exam so your provider gets a clearer picture of your health status. But some policies don't require an exam, including group life insurance and burial ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

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