United of Omaha, a Mutual of Omaha company, has introduced a new solution to help meet customers' long-term care (LTC) planning needs. The company recently launched a Long-Term Care Rider on its ...

Consumers are flocking to riders in an effort to address critical illness and long-term care concerns. Regulators are scrambling to keep up with new rules and regulations of those products. Now it's ...

A long-term care rider allows life insurance policy holders to get part of their death benefit while they are still alive. This money would otherwise get paid to a beneficiary upon the policy holder’s ...

As millions of people approach their pre-retirement years, life insurance as an income replacement hedge may become less of a necessity.

The rider also may preserve some value for heirs if the rider benefits are not exhausted by a long-term care event.” Tom: The problem for many people buying an annuity with an LTC rider is that ...

The duration and level of long-term care a person may need varies widely and often changes over time, according to the Administration for Community Living (ACL). On average, someone turning 65 in 2020 ...

Our top picks include Mutual of Omaha, New York Life and GoldenCare. Long-term care services in the U.S. cost an average of $60,000 to $100,000 a year. Long-term care insurance can help you cover LTC ...

A client recently asked Edward Kohlhepp, president of Kohlhepp Investment Advisors in Doylestown, Pa., about acquiring long-term-care insurance. “I thought it was a no-brainer she would qualify,” he ...