Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Senators on Thursday advanced a bill that imposes consumer safeguards and requires greater financial transparency from insurance companies.

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Long-term care insurance helps cover the cost of long-term care you may need later in life — such as nursing home care — once you need help with activities of daily living (ADLs). A policy can help ...

Calling it the start of a “conversation,” legislators on the Aging Committee voted to pass a bill that would boost transparency around long-term care insurance rate increases and offer consumer ...

These policies provide money to pay for long-term care or leave a death benefit to your beneficiaries Hybrid life insurance/long-term care policies can provide money to pay for care in a nursing home, ...

I’m 63 and have been on Social Security disability since 2008. My wife, also 63, stays home to care for me. We're in poor health and were denied or quoted high rates for long-term care insurance in ...

My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long-term care ...

ROCHESTER, N.Y. — Thousands of couples in New York like Dom and Anita Palozzi are facing an impossible choice: pay a long-term care insurance premium they can’t afford or lapse insurance they’re ...

If your savings wouldn't be sufficient to cover these costs, long-term care insurance could help you bridge the gap. Not only ...

We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.