If you withdraw money from your traditional IRA before age 59½, you will likely have to pay a 10% penalty on top of regular ...

Discover how to avoid costly mistakes with traditional IRAs and maximize your retirement savings with these expert tips on ...

Aimee Picchi is the associate managing editor for CBS MoneyWatch, where she covers business and personal finance. She previously worked at Bloomberg News and has written for national news outlets ...

Navigating contribution limits for saving can easily have you missing out on opportunities to save on your taxes. Whether you are a Baby Boomer, Gen-Xer, or Millennial, understanding the rules for ...

Historically, an IRA, or individual retirement account, is a retirement savings option that you access of your own accord — unlike, say, employer-sponsored options like 401(k) plans or pensions. But ...

IRAs have benefits and tax perks similar to 401(k) plans. However, 401(k) plans let you invest far more and may even give you free money. Their simplicity also protects you from making mistakes. I'm ...

Safe Harbor IRAs are meant to be temporary but many sit untouched for years A worker who leaves that money idle is missing out on retirement savings Former employees may not realize their funds are in ...

With 2026 now underway, you may assume that your opportunity to accomplish your 2025 financial goals is over. However, that’s ...

For investors interested in diversifying their retirement savings plan, gold individual retirement accounts (IRAs) offer a ...

Are you saving for retirement? If so, then you already know there are plenty of ways to do so. Some of them are mutually exclusive. Others aren't. No matter which retirement savings choices you make, ...

Most people spend their lives working toward retirement, their final financial destination. There are many ways to get there, but which road you travel ultimately depends on your preferences and ...