Life insurance and annuities with long-term care benefits eliminate two key problems of long-term care insurance. Not only do they provide clients with some asset protection if long-term care is ...

As you age, your need for assistance, whether it be at home or in a nursing home or assisted living facility, increases.

Dear Michael: We are of the age, +65, where we seem to be inundated with long-term care insurance mail, emails, and calls. Is this the age where we are supposed to be thinking about long-term care ...

Nationwide is broadening its long-term care (LTC) portfolio with the launch of Nationwide CareMatters Annuity, a product designed to help retirees and pre-retirees protect their assets from the rising ...

Planning for long-term care as you age can be a smart financial move — a practical way to prepare for the realities of growing older. As Americans live longer, more of us will need support later in ...

Long-term care insurance is a financial planning tool that can help you pay for services like nursing homes, home health aides and more when you need them. And, if you purchase coverage, and need ...

Question: Sorting out long-term care is a top concern as I approach retirement. However, I'm not sure how to best manage the expense. Is long-term care insurance worth it? Answer: The affordability of ...

Here's the long-term care problem for many middle-income people: They want to buy a long-term care policy to defray the staggering care costs they could incur in the future but lack the cash for its ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Mutual of Omaha offers standalone long-term care (LTC) insurance, an increasing rarity in the life insurance space. It has an age cap of 79 in most states and boasts outstanding customer service, both ...

Few things can disrupt a retirement like the need for long-term care. Long-term care comes into play when you need help with daily living activities such as bathing, eating or dressing. The cost of ...