For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company ...

Key takeawaysThe average three-year personal loan rate is 13.07% APR, but you might qualify for a lower rate with good or excellent credit.A debt consolidation loan can help simplify your efforts to ...

Could your debt be reduced or forgiven? Take our financial relief quiz. It’s easy to let credit card debt get away from you. Before you know it, the bills are piling up, and there’s no foreseeable way ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Consolidating debt — without taking out a ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards. Many, or all, of the products featured on this page are from our advertising partners who ...

Debt consolidation loans allow you to merge multiple debts into one balance. They can streamline your debt payments and help save money if you qualify for a lower rate. However, these loans aren’t for ...

Whatever’s left becomes your “debt attack” money. Even $500 to $1,000 extra per month toward high-interest balances can ...

GREENSBORO, N.C. — Got debt? You're not alone. Business Insider estimated the average debt for each North Carolina resident last year. was $96,000+. This number includes mortgages, car loans, student ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...