Don't just Google the name of the card and the words "check balance." Scammers have figured out how to make fake websites to get your information.

Your credit card balance is the amount you owe your credit card company at any given time and is essential to managing your debt.

It is important to regularly check your credit card balance. The process is simple. You can check your balance by logging in online or on a mobile app, calling the number on the back of the card ...

Rossman recommends keeping your balance to less than 30% of your credit card limit. Fore example, if your limit is $1,000, you should try to keep your balance below $300.

Learn about the differences between a credit card statement balance and current balance to help you understand which to prioritize for better account management.