An HO-1 policy, informally known as a “bare bones” policy, is a type of homeowners insurance that offers basic coverage. This type of policy is the most limited homeowners insurance policy that can be ...

Home insurance policies come in several types, each designed for different housing situations. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

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