A good credit reference can put you over the top and get the credit or loan you need to better handle your finances. A credit reference, just like a referral for a job, is a reference from a trusted ...

A creditor is any person or organization that lends money or extends credit, expecting to be repaid with interest and fees. Creditors can include banks, credit card companies, hospitals and even ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Robert Kelly is managing director of XTS Energy LLC, and has more than three decades of ...