It’s also important to stay on top of payments. “Pay down credit card balances, especially to below 30% of the limit and ideally try and get under 10%. Make sure you’re current on every payment, even ...

New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third ...

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.35%. The ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Learn why your credit score matters more than ever with interest rates still elevated and how it can affect borrowing costs ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

Key Takeaways Americans in their 40s and 50s average a credit score in the low 700s, which is “good” but could be ...

Hitting an 800 credit score bumps you into the exceptional range. Here's what that means, and how to keep your place in the ...

We talk a lot about interest rates when it comes to money — and for good reason. Rates determine how expensive (or cheap) borrowing can be or how rewarding our savings account is, among other things.

It might lower your score in the short term but make it easier to improve your score over time ...