When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

(NewsNation) — Americans are drowning in credit card debt, and some may be looking at debt relief programs as a solution, but there are several risks to be aware of. The total household debt in the ...

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to enrolling in a structured debt management program. Each option promises ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When this happens and the traditional credit card repayment strategies ...

A low credit limit requires discipline if you want to keep your utilization low and have a healthy credit score.

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. (NewsNation) — Americans are drowning in ...