Secured personal loans can be easier to qualify for, but you risk your collateral if you miss payments Secured personal loans use collateral, such as a vehicle, savings balance or certificate of ...

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Some personal loans require collateral — that is, a personal asset, such as a car, home, cash deposit or investment — that you offer to secure the loan. This asset reduces the lender’s risk, as you’ll ...

Buying a new car isn’t cheap. The average cost of a new car was $49,814 in November 2025, while the average cost of a used car was $25,730 in December, according to Kelley Blue Book. Given these costs ...

Freedom Debt Relief reports that hardship loans are available for those with bad credit, focusing on income and collateral rather than credit scores.

Most lenders have similar requirements for personal loans, although the specific qualification standards may vary by lender.

Pledging your business assets as collateral could result in easier approval and lower interest rates Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side ...