The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

A CD is a specific type of savings account (known as a time deposit account) that comes with a fixed interest rate and a ...

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of ...

Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments in 2026.

Emma Woodward is a personal finance writer with a passion for simplifying tricky financial concepts. She has covered loans, budgeting and credit cards for Bankrate, The Financial Diet, Finch, Gusto ...

Certificates of deposit (CD) accounts are a popular investment vehicle, providing the safety of a savings account with increased returns. They require you to lock up your money for a certain period — ...

Savers looking for signs about where certificate of deposit (CD) interest rates are going likely have an eye on May's scheduled Federal Reserve meeting, where the Fed could provide hints about its ...

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ways to ...

Interest earned in a certificate of deposit is taxed as ordinary income. A CD’s interest is reportable when it’s credited to your account. It’s possible to minimize CD taxes within a retirement plan.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...