With an online account, instead of using checks to pay bills, expenses are debited directly from the account. Because the accounts are designed for strictly online use, they typically come with higher ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A checking account is a ...

Choose the account, gather personal information, apply, fund your account and finish the setup. Many, or all, of the products featured on this page are from our advertising partners who compensate us ...

Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of November 11, 2026. *Earn up to 4.00% Annual Percentage Yield ...

A checking account allows you to manage your funds by making deposits, withdrawing money from ATMs or in person and transferring funds online. You can also use your debit card to make purchases both ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

A checking account helps you cover everyday expenses. This account makes your money more accessible, and any extra money can go into a savings account or investment portfolio. If you’re new to banking ...

Liliana Hall was a writer for CNET Money covering banking, credit cards and mortgages. Previously, she wrote about personal credit for Bankrate and CreditCards.com. Dashia is the consumer insights ...

With a couple of personal documents handy, you can easily open a checking account online. Look beyond promotional offers to check for monthly maintenance fees, ATM charges and overdraft fees. After ...